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Protection from financial loss

Cover against Digital Theft of Funds and Identity Theft up to INR 5 Lac.

What’s cyber insurance protection?

With AgentAI, you don’t only get app features – you get a comprehensive safety package that covers all. It’s because we actually care about your wellbeing. So yes, you'll also be getting insurance cover worth INR 5 Lakhs from our end!

Features

  • Cover against Digital Theft of Funds and Identity Theft upto INR 5 Lac
  • Cover unauthorized access to your Bank Account, Credit/Debit Card or Mobile wallet.
  • Protects financial losses due to Phishing and email spoofing.
  • The cover extends to protect you against any direct financial losses resulting from Identity Theft.
  • Digital Theft and Identity Theft cover are provided under ICICI Lombard General Insurance Company’s I-Elite Group Cyber Liability Insurance.

Digital Theft and Identity Theft cover are provided under ICICI Lombard General Insurance Company’s I-Elite Group Cyber Liability Insurance.

Digital Theft of Fund:

This Cover indemnify You for any direct and pure financial loss sustained by You

  • As a result of a Theft of funds due to an unauthorized access to Your bank account, credit or debit card or mobile wallets by a third party, and
  • As a consequence of You being a victim of phishing or email spoofing, provided that:
    1. You report to the issuing bank or the mobile wallet company within 72 hours after discovery of the Theft of funds,
    2. You provide evidence that the issuing bank or the mobile wallet company is not reimbursing You for the Theft of funds, and
    3. You lodge a police report detailing the Theft of funds within 72 hours upon discovery by You.
  • Indemnity for reasonable and necessary costs incurred by You for prosecution of a criminal case against the third party for committing the Theft of funds or the phishing or email spoofing against You.

Identity Theft:

  • This cover indemnifies You for any direct and pure financial losses including Lost wages resulting from an identity theft, provided that:
    1. You have reported to us and the local police within 72 hours after discovery of the identity theft, and
    2. You can provide a confirmation from Your employer that the Lost wages are not be repaid.
  • Indemnity for the reasonable and necessary costs incurred by You for credit monitoring services and identity monitoring.
  • Indemnify for any reasonable and necessary costs incurred by You for prosecution of a criminal case against a third party for committing identity theft against You.
  • Insurer will pay to or on behalf of You, all reasonable fees, costs and expenses of Psychological assistance and treatment resulting from an identity theft